In reality, Barnum secured the credit he needed by convincing a businessman to give it to him after he exposed another company’s stock issuing scheme.
Once P.T. Barnum has the idea to build his museum of curiosities, he has to get the money necessary to build it.
In the film, this is done by using the deeds to trade ships as collateral to secure his bank loan.
Barnum had actually been in the newspaper business prior to being a showman.
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