Consistent with this long-established custom and practice, Chubb National expressly represented in writing when selling the policy to Hoosegow that if production of Hypnotic were delayed, the policy period would be extended.
Unfortunately for Hoosegow, when production of Hypnotic was delayed by insured risks associated with the COVID-19 pandemic Chubb National refused to extend the policy.
In reliance on this custom and practice and Chubb National’s express representation, Hoosegow purchased the policy.
Chubb National’s long-established custom and practice is that if an insured production is delayed or disrupted, then the period of the policy is extended until such reasonable time as the production is completed.